Bad Day, good day, Gay Day!

Yesterday was a truly horrible day. Yet, it was also an incredibly wonderful day. And, of course, gay.

Bad Day

Yesterday I bounced my rent check.

::cringes::

I have never bounced a check before. Well, no, I actually bounced one in college, but that, in fact, wasn't my fault and while it reflected on my I could still feel a bit of moral superiority and purity knowing that I was not, in fact, to blame.

Rent check was all my fault. Because I am a dumbass. And the bank and USPS were freakishly efficient. Oh, I actually bounced two checks, but the other one was $50.00 to my High School that I sent two weeks ago and I have to say that compared to my rent, I am all what the fuck ever. So I got paid on Friday. Direct deposit. I ended up sending out my rent on Wednesday thinking that it would get there Thursday (maybe Friday) and that by the time the check was processed it would be Friday and the money would be there to cover the check. I mean, I can't think that's an unreasonable assumption. Especially since my landlord usually takes his sweet, sweet time depositing the checks anyway.

But not so much in this case. The check went out Wednesday afternoon, Landlord got it Thursday, immediately deposited it, and the check went through. Then at 12:00am Friday the money went into my account. After the check.

This? Totally my fault. But seriously, what are the odds? Well, apparently pretty good. The upshot is that the money is there and when the check is redeposited by the bank, which I have been assured they will do, the check will be covered. Of course I have a sixty dollar fee for two bounced checks and this is going to be a decidedly black mark on my credit. ::double cringe:: Oh, but I did call my landlord immediately and groveled to his machine and professed mortification and so at least he hears it from me and not the bank. So there's that.

Also, the bank said I OMGMUST apply for overdraft THIS SECONDOMG!!!!111! to prevent this from happening in the future so I did and got declined because DUH I had just bounced a freakin' check! And I am a little irritated at myself because I *know* I applied for overdraft when I opened the account, but I never followed up on it and so it was either declined or didn't go through and I didn't follow up and now I have a bounced check on my record.

My Questions:

The bank will redeposit my check, yes?
Am I going to be thrown out of my apartment?
Do I fail at life?
Have you ever bounced a check?
Did you wind up in a box in Central Park with only the pigeons as friends/dinner?

How do I go about checking my credit? I have buried my head in the sand long enough and really just need to know. Is there a web site? Or something? Because I want to know.

Yeah, yesterday really, really sucked. A lot. I felt like such a failure. Like a screaming moron. And I ate an entire bagel. Okay, it's just a bagel, but I rarely eat them because they are so freaking bad for you but I did and I didn't even enjoy it that much. Le sigh.

You know what? I'm going to continue this in another post. Because I don't want to contaminate the good with the stinky bad. :P

ETA: also, because I had no money (how this all came about in the first place) I ended up closing my long dormant savings account which only had $100 in it and hadn't been added to but I liked having a savings account, dormant it may be, because it felt like a very grown up thing to have and I was pleased with my paltry savings. But I needed the money. Damn it. : (

Bad Day, good day, Gay Day! part 2

Good day, Gay Day!

Well, in my crappiness I also got a text from the boy saying he couldn't hang tomorrow (today) and could we maybe hang this afternoon (yesterday) instead? I texted him about the bounced check and then when I finished the bank stuff I called him and he told me I didn't fail at life and it hurts but ultimately is no big deal and that was good. I also decided that I should go to his place immediately after finishing my laundry (I was doing laundry during all of the shenanigans) and he could make me feel better and I could distract him from the crap he has to do today which is why he couldn't hang out. And then he could join me in Gay Day and it would be better.

He said that sounded mostly good (he could only participate in part of the day) and so I went and retrieved my clothes (and was so distressed I didn't even fold them in the laundromat, just shoved them in my bag and headed home. Horrors!), then folded and remade and everything, got the aforementioned bagel and hopped on the train up to Washington Heights.

The train sucked and it took an hour and a half. Grr. >: (

Got to Boy's place and we cuddled and stuff and that was all very nice and the start of the improvement so YAY to that. Then I got the call from the bank about being declined and that was sucky again, but not quite as sucky.

And then Boy and I got on the train down to Chelsea to meet madeofgold and her boyfriend R to see Brokeback Mountain. So Made of Gold met the Boy! Yay! And BBM was excellent and haunting and while it's true I bounced a check at least I wasn't a gay cowboy in the sixties having to deny my true love because of social restrictions and close-mindedness. So there's that.

I really loved the movie, by the way. I'm so glad I finally saw it.

After the movie Boy had to head back uptown, so we bid him a fond farewell and Gina, R and I met up with Gina's friend Nick and we headed down to The Bitter End to see one of her friends perform (he's a singer), stopping at The Peanut Butter Co. on the way because it is a company devoted to Peanut Butter and not stopping there would be wrong on so many levels.

We got to the Bitter End in time to catch Jen Foster, the chick who opened for Gina's friend (Eric). She rocked and I ended up getting one of her CDs which I am pleased as punch to have. Yay! Then Gina's friend came on and he was absolutely incredible and so talented and funny. Oh, and he's gay, which is why it was gay day. Because of the Gay Cowboy movie and the Gay singer. It was a theme, if you will.

Also! I was chilling out at a table in front of the stage and I glance to my left and who do I see but Gay!Larry! I did not, in fact, accost him and ask to lick him which I kind of wanted to do. I was just so fangirl excited to see a Buffy person in real life and not at a con. Yes, the fangirl will never die. I am okay with this.

So, as you can see, the day ended up being quite nice. I got a cool new CD and I spent time with dear friends and had a Buffy-sighting all in one day. And then I got home and finished EW and went to bed and slept and slept and slept. I had nifty dreams and since I'm not seeing boy I am taking time to just loll about in bed in my jammies. Later I'll go get groceries and make pudding and chicken salad and stuff. But for now I'm content to chill in bed and catch up on the internets and drink an enormous cup of coffee and not spend money. Yay!

I hope you are all having a good 2006, my dears.